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Home Financing Solutions from Bank of America

A broad range of mortgage solutions designed to meet your residential needs.

Our Approach


Personal real estate may be among your most significant assets, and how you finance it can have a substantial impact on your financial strategy. By taking an integrated approach to home financing, you can be better positioned to pursue your homeownership and other financial goals.  A Merrill Private Wealth advisor and a Bank of America lending specialist will work together to help you find the right solution. View the video below to learn more about Bank of America home financing solutions.


Fixed and Adjustable-Rate Mortgages

With a fixed rate, principal and interest payments remain the same. An adjustable-rate mortgage has an interest rate that may change with the financial index associated with the loan.

Mortgage 100®Program1

A financing program that combines with an eligible mortgage, allowing you to pledge eligible securities instead of liquidating assets.

Parent Power®Program1

Help an eligible family member by pledging your assets for the financing of up to 100% of a primary residence when combined with an eligible mortgage. 

Interest-Only Adjustable-Rate Mortgage2

Option to pay interest for a period of time. With a variable rate, monthly payments may change depending the financial index associated with the loan.    

Bank of America® Doctor Loan3

Ideal for eligible medical professionals (or those who have accepted a new position or residency), but still have student loan debt.

Custom Residential Real Estate Solutions4

Personalized financing based on your liquidity, cash flow and assets —while also factoring in your tax-efficiency goals.

Home Equity Line of Credit

A flexible way to access funds from a portion of your available home equity to help pay for the things that are most important to you.

A private wealth advisor can help you learn more.

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