Putting our resources and perspectives to work for you

We start by understanding your concerns and priorities and then form a strategy to help you pursue your goals—even as they change over time. The result is a lasting relationship and an approach that reflects your unique values.

Boutique-like focus with expansive resources

Our private wealth advisors' extensive experience, singular focus on your needs, and access to the vast resources of Merrill and Bank of America can help you address the unique set of challenges you face and make the most of your opportunities.

Extensive experience

From individuals and families to business owners and executives, our private wealth advisors are experienced in working with substantial wealth. To guide you in accessing specific wealth management strategies personalized to your individual needs, he or she:

Is readily accessible, working with only a few select clients
Is rigorously trained to pursue one or more industry certifications
Will meet with you to review your goals as your needs change
Commits to gaining a deep understanding of your goals, challenges and values
Develops a multigenerational wealth management strategy
Brings together access to the banking services through Bank of America, N.A. and investment services through Merrill

CAPABILITIES

Strategic solutions that align
with your goals and priorities

SEC Share Class Selection Disclosure Initiative

Investing involves risk. There is always the potential of losing money when you invest in securities.

Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Merrill Private Wealth Management is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill’s obligations will differ among these services. Investments involve risk, including the possible loss of principal investment.

The banking, credit and trust services sold by the Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

Investment, insurance and annuity products:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Are Not Deposits

Are Not Insured by Any Federal Government Agency

Are Not a Condition to Any Banking Service or Activity

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