Build out your financial blueprint with model portfolios

Create a personalized approach to pursue your goals

For clients who invest through the Merrill Lynch Investment Advisory Program, model portfolios can help them build out their financial blueprint. Working with your advisor, you can create a customized plan to help you realize the goals you have for your family, your passions and even your business.

A well-constructed financial plan can help serve your needs today and your goals for the future.

Creating your financial blueprint

Your Merrill advisor will serve as your "financial architect," working together to assess your goals and your resources. Your advisor will guide you through the investment process and offer advice along the way. You will be able to weigh trade-offs and make informed decisions about your plan, with solutions to accommodate your needs and preferences, like planning for large upcoming expenses or a desire to enroll in tax efficient management services that may help potentially mitigate the impact of taxes in your portfolio.

Your advisor can help you create a financial blueprint that truly reflects your priorities and goals.

High-quality building blocks for your portfolio

Our model portfolios offer you access to high-conviction investment solutions managed by our Chief Investment Office (CIO) and some of the industry’s leading investment managers.

CIO Model Portfolios

Each CIO model portfolio at Merrill is informed by the latest market insights from our Chief Investment Office and grounded in our Strategic and Tactical Asset Allocation guidance. Investments included in these models undergo a full due diligence review and are monitored by our Due Diligence team. CIO model portfolios are managed by our team of professional, in-house portfolio managers, who have direct access to our Due Diligence team’s analysts' ongoing insights and updates about the investments.

Investment Manager Model Portfolios

The Investment Manager model portfolios managed by third-party asset managers are subject to full CIO Due Diligence. While the underlying investments in these model portfolios are not reviewed by CIO Due Diligence team separately, CIO Due Diligence assesses the manager’s capability in selecting managers, managing the total portfolio and meeting its investment objective.

All models are informed by the CIO’s Strategic Asset Allocation guidance and by some of the best thinking from Merrill and Bank of America, offering you access to high-quality investment solutions.

A well-constructed financial plan can help serve your needs today and your goals for the future.

Maintenance, made easy

Model portfolios are managed by professional investment teams who actively monitor and rebalance holdings to help you maintain investing discipline and balance risk and reward.

And when changing market conditions or your evolving goals mean you may need to make a change to your plan, your Merrill advisor will be by your side, offering ongoing advice and guidance about the state of your finances and any potential changes that you may want to make.